Guide
How it works
Nothing on the card is automatic. You verify, you deposit, and you choose the credit.
Verify
Create the account, then finish identity verification. Money waits until it is approved.
Deposit
USDC on Ethereum, Polygon, or Solana. The address comes from the partner, not from a hash.
Load
Pick the credit. The fee sits on top. The debit is reserved, then the card is credited.
What the times mean
Identity review is measured in business time, not minutes. The sandbox can approve a test user with a simulator code. Production cannot, and this site will not pretend otherwise.
A deposit is credited after the network confirmation count for that rail: 12 on Ethereum, 128 on Polygon, 32 on Solana. Those counts are the partner rules, not a promise of minutes.
The quote lives for five minutes. If it expires, the reservation drops and you can quote again. The calculator shows the same math without moving money.