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The wallet and the card are different balances. Nothing reaches the card until a quote is locked.
You see the credit, the loading fee, the issue fee if the card is new, and the debit before you confirm. The quote reserves that debit. An ambiguous provider result stays pending instead of posting twice.
Approved production funding is USDC on Ethereum, Polygon, and Solana. PoppiPay does not claim a long list of coins.
Compare any other provider on its own fee page. PoppiPay does not restate another company’s prices.